For W-2 earners with choices to make

Know where your next dollar should go.

When money is left after regular expenses, deciding what to fund next can be hard. Optimint uses your current financial profile to recommend a next action in seconds, explain its assumptions, and leave the decision with you.

Optimint
Household overview

Household finances

Overview

Your financial snapshot.

Recommended next action

Build your emergency fund

A suggested priority based on your current profile. Review the reasoning before you decide what to do.

Review your cash accounts

Net worth

$84,240

Across 5 included accounts

Cash reserves

4.2 mo

Annual income

$96,000

Annual surplus

$18,400

How it works

From your financial picture to a next step.

01

Track your finances

Bring your accounts, income, and spending into one understandable household picture.

02

See what matters

Understand cash reserves, income, spending, surplus, and net worth at a glance.

03

Review your next action

See a recommendation from your current profile, including the assumptions behind it. You choose what to do.

Why Optimint

Spend less time deciding what to fund next.

See a suggested priority instead of sorting through accounts and spreadsheets yourself

Understand why an action was suggested and which assumptions it uses

Consider cash, debt, retirement, and other goals in one household picture

Stay in control: review the suggestion and decide whether to act

Start with clarity

Your next financial decision can be simpler.

Add your financial picture, then see a recommended next action based on your current profile.

Request an invite

Invite-only pilot

Request an invite.

We're onboarding a small group while Optimint is in its pilot. Tell us where to reach you and we'll be in touch as spots open up.

We'll only use your details to follow up about Optimint access.